Product disclosure statements pds qsuper superannuation fund. If you havent chosen a super fund your employer must pay your super into a mysuper fund. This product disclosure statement pds is a summary of significant information and contains a. Advance australian shares multiblend fund product disclosure. Investment returns are net of investment fees and taxes. Advance australian shares multiblend fund product disclosure statement pds 3 you should read the important information about benefits of investing in the funds in section 3 of the additional information booklet before making a decision. To print or download a copy of the pds you can download it here. You need to be prepared to accept that this option could experience negative returns over the short term. Before deciding if australiansuper is right for you, read the product disclosure statement at. With the help of capterra, learn about pds, its features, pricing information, popular comparisons to other maintenance management products and more. Before acting on any advice, you should consider the appropriateness of the advice and we recommend you obtain appropriate financial, legal and taxation advice before making any financial investment decision. Important documents relating to your super can be found here, such as pdss and members guides. Product disclosure statement this product disclosure statement pds summarises important information about investing with mine super.
Australiansuper personal plan caters to members who are selfemployed as sole traders or as a partner in a partnership, or who are not currently in paid employment. Oneanswer investment portfolio offers you a comprehensive range of managed funds giving you the flexibility to blend managers, investment styles and asset classes. This pds provides a summary of significant information you should consider before investing in this product. This software license agreement agreement is a binding legal contract between you customer and paragon development systems, inc. The symbol indicates you can read more about this section in the additional information booklet. You can use this to compare our mysuper product with other mysuper products.
Important things to know about your super personal plan product disclosure statement 1 april 2020 what well cover 1 about australiansuper 2 how super works 3 benefits of investing with australiansuper 4 risks of super 5 how we invest your money 6 fees and costs 7 how super is taxed 8 insurance in your super 9 how to open an account 10. Before you act on any advice that appears on this website please consider whether it is appropriate to your personal circumstances. You can also find detailed information about a mysuper fund in the product disclosure statement pds. Balanced option types of investors this is suitable for and minimum suggested investment timeframe. Australiansupers pds product disclosure statement download. The australian ethical financial services guide and managed funds pds should be considered before making an investment decision. Find and combine any lost super with our combine my super tool. For the safety of our employees and members, all face to face meetings and seminars have been cancelled and our office is closed to the public. If applicable, investors should obtain the relevant product disclosure statement and consider it before making any decision to invest. It has more of everything most parishes and dioceses want.
Australiansuper balanced managed fund profile eureka. Member and employer product disclosure statement our super pds also has additional guides with further information on each section of the pds. Australiansuper is run only to benefit members, offering low fees and strong long term investment returns. We offer two support programs to help you run your ministry and keep up with the rapid pace of technology. Detailed fund information unit name australian super balanced option sector mixed asset balanced launch date 30. Rest super product disclosure statement pds and forms. Combined financial services guide and product disclosure statement 08 april 2020. Its designed to support you in building, managing and protecting your clients wealth. Find out how to combine your other super accounts into unisuper. The fund was the winner of the 2020 net benefit award. To download the pds from australiansuper click here more about australiansuper. Support we consider it a successful day when our team can do something to impact your ministry. It provides a result that is based upon current assumptions, such as the cost of private and public school education which is derived from statistical data of costs paid through the education savings fund operated by lifeplan friendly society limited. You can find more information about a mysuper fund in the product dashboard or on a super funds website.
Detailed information about each account can be found in the relevant guide. This website is provided by australiansuper pty ltd abn 94 006 457 987, afsl 233788, trustee of australiansuper abn 65 714 394 898 superannuation fund number sfn. It includes references to important information in the vicsuper member guides you can find these at. Awards and ratings are only one factor to be taken into account when choosing a super fund. Product disclosure statements pds and related member guides provide important information about investing your super with prime super. Together we can take control of your future australiansuper. Product disclosure statements pds and member guides.
To outperform after fees and tax the median balanced fund and an average annual return of cpi 4% over the medium to long term. You should assess your own financial situation and needs and read the relevant product disclosure statement before making a decision about products on this website. Australiansuper capital guaranteed managed fund profile. Australiansuper balanced remains the bestperforming balanced super fund over the past 10 years, according to superratings. They detail product features, including benefits and risks, fees and your investment options. How to open an account 15 accumulation 1 product disclosure statement issued 1 april 2020 by unisuper limited abn 54 006 027 121 afsl no. The nine sections provide full details about all our products and services and are designed to accompany the product disclosure statement pds.
In this document, you refers to a member of essential super who has opened a personal account or had an account opened by their employer. Investors who have a medium tolerance for risk andor have a 5years plus investment timeframe. The offer made in this pds is available only to persons receiving the pds within australia. Not sure if this is apples to apples but certainly doing more research in the coming days to look to change. I need to speak with a person as the automative service is not helpful at all. The incorporated by reference materials form part of the pds and you should also read these documents. Important things to know about your super australiansuper. Important things to know about choice income product disclosure statement combined financial services guide and product disclosure statement 25 september 2019 issued by australiansuper pty ltd abn 94 006 457 987 afsl 233788 trustee of australiansuper abn 65 714 394 898 usi sta0002au 2650 lonsdale st, melbourne vic 3000. The hostplus product disclosure statement pds contains all of the information you need to get the most from your super. Theres details about everything from how super works, to how we invest your money, how super is taxed, and associated fees and insurance. Australiansuper pension stable managed fund profile.
How to read this pds the advance balanced multiblend fund the fund is issued by advance asset management limited abn 98 002 538 329 afsl 240902 as the responsible entity of the fund. Learn more about your online account and get tips to keep your account secure. Our account based pension helps you turn your super into a regular income in retirement. Recent events have had a small impact compared to the cumulative effect of remaining invested over this period of time. Pds complete is the bundling of all our best values in one package for you. Lifetime is a unique investment option that automatically personalises your investment strategy based on your age and account balance, helping you get the most out of your super, at every stage of your life. This website is provided by australiansuper pty ltd abn 94 006 457 987, afsl 233788, trustee of australiansuper abn 65 714 394 898 superannuation fund. When you move your australiansuper super account or ttr income account to a choice income account account based pension, you could be eligible to receive an additional credit to your account balance a balance booster. If you have any queries please call us on 1800 222 071 between 8am and 8pm aestaedt weekdays. We also recommend that you maintain up to date virus protection software on your computer which should assist in protecting it from malicious software and spyware.
Apr 01, 2020 choosing a super fund is difficult enough, and its not helped by the fact there are hundreds of different super funds offering seemingly identical products. A copy of the product dashboard for australiansuper s mysuper balanced option is available at australiansuper. Pds builds technology to match your unique needs, and we tirelessly try to make things better. Morningstar provides investment research for stocks, funds, etfs, credit, and lics as well as financial data, news, and investing articles and videos. Mysuper dashboard this dashboard provides information on australiansupers balanced mysuper authorised option. Stewardship program is incorporated into investment.
Strong longterm investment returns the balanced option has generated an average return of 9. You should also read the relevant product disclosure statement which is available on our website at. According to australian supers pds, you wont be covered for any illnesses or injuries you had before you got your cover and it may last for different. Balanced if you are a medium to longterm investor and want exposure to investment groups that will potentially give higher returns, balanced may be suitable for you. If youre not yet a member, open an account here, then register for online access. Includes a higher allocation to fixed interest and cash than the balanced option. Superannuation may sound complex but it is really just the money you put away for your retirement.
Use your member number to register for online access. Find our live australiansuper high growth fund basic information. To help you better understand what super funds are available, on this page you can find a list of all super funds that are regulated by apra. By submitting a software order, as defined below, with pds andor downloading or using the licensed software, as defined below, you will be bound by the terms of this agreement. Many of these funds are not available directly to the average person. Australiansuper diversified fixed interest managed fund. The government has temporarily changed minimum drawdown requirements for account based pension products the minimum required amount is 50% of what is listed in the current pds and other collateral, unless otherwise stated. This product disclosure statement explains the key features and benefi ts of being with australiansuper.
Its designed to have mediumterm growth with a balance between capital stability and capital growth. Pds is obsessed with caring for your human capital management needs on a granular level. We simplify hcm complexities across the entire employee life cycle with innovative technology that is personalized for user and business needs and is backed by a team of experts who know your name. Fund strategy a diversified option that invests across most asset classes, with a large proportion in australian and international shares, property and infrastructure.
Australian super balanced option fe fundinfo crown rating factsheet as at. Qsuper can cancel or suspend your access to member online at any time, at our discretion without notice. Australiansuper has had an average annual return on the balanced option of 9. The purpose of this calculator is to provide an estimate into the future of the total cost of education per student. Oct 01, 2019 mysuper balanced default investment objective to achieve a return that exceeds the increase in the consumer price index cpi increase by at least 3. Australiansuper is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. You could consider putting in an application for australian ethical’s 2015 community grants program, which offers, the tables below give a brief summary of the managed funds available through freedom australian ethical balanced fund. Qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts.
Australiansuper select product disclosure statement 1287. Employer sponsored, personal, police blue ribbon super, and ambulance officers super dated 1 october 2019, section 8 the australian government has introduced new laws known as the protecting your super package, which may affect the insurance and fees on your first state super account. Product name, australiansuper premixed, balanced super fund. Balanced investment super option medium risk vicsuper. How were different to other funds the table below shows the strategic asset allocation of our balanced option compared to the median chant west balanced fund for 2012. Pds complete the best of software and support in one.
Australiansuper is australias largest industry super fund trusted by 2. According to australian supers pds, you wont be covered for any illnesses or injuries you had before you got your cover and it may last for different lengths of time. If you have an apple device, update your ios software to take advantage of the australiansuper mobile apps most. Extra super contributions could pay off over the long term.
Hostplus product disclosure statement pds download. Oneanswer is onepaths flagship investment platform. Australiansupers focus remains delivering the best outcome for members over the longterm even in these uncertain times. Whether you need an endtoend hcm solution, benefits, payroll, recruiting, or a full range of other hr services, we build technology for you to match your specific needs in a personalized manner. Triple s is the super scheme for sa public sector employees. While most members are happy with the investment approach of the balanced option, others told us they want to invest in a way. Product information including super, investments and insurances. Advance balanced multiblend fund product disclosure. As an industry fund, were run only to profit members. Our programs offer an unmatched variety of options to ensure your software solutions are perpetually current and professionally supported. Find all of australiansupers forms, guides and publications here. To beat the median balanced fund over the medium to longer term. Mysuper dashboard this dashboard provides information on australiansuper s balanced mysuper authorised option.
About vicsuper futuresaver this product disclosure statement pds is a summary of significant information you will need in order to make a decision about the vicsuper futuresaver product. Australian unity prod balanced fund product disclosure statement 28 october 2019. The balanced superannuation investment option has approximately a 61% allocation to growth assets. Product disclosure statements product disclosure statements. It is certainly not in the empty offices on st george terrace. It has references to information sheets that contain important information, and are part of this pds, and fact sheets that have additional information. Miml is not an authorised deposittaking institution for the purposes of the banking. Australiansuper offers a range of 11 investment options to choose from, providing members with access to 6 premixed and 5 diy mix investment options, including a socially aware. Australiansuper pty ltd abn 94 006 457 987, afsl 233788, trustee of australiansuper abn 65 714 394 898. Whether you need an endtoend recruiting, human resources, benefits, and payroll solution, or a full range of other hr services, we build technology for you to match your specific needs in a personalized manner. Go to section 3 of the additional information booklet at. There are more than 350 super funds in the market that are classified as personal super, corporate super, smsf products, public sector super, wrapplatform accounts, industry funds, retail funds, master trusts, etc. Anz staff super offers competitive fees and performance, a range of investment choices, flexible and competitively priced insurance arrangements. It invests in a wide range of assets and is designed to give you medium to longterm growth with possible shortterm ups and downs.
1406 1507 239 1044 204 1259 1187 381 627 819 312 1152 435 746 283 353 514 1204 901 1148 554 1374 255 1341 1077 1247 541 1371 443 868 132 354 1496